Key Takeaways

  • Smartphones needn’t be expensive as there are excellent options where you can find your choice of features among the best android phone under ₹20,000.
  • The phone features may sometimes surprise you in a smartphone under 20k.
  • The best phone under ₹20,000 for gaming has a few contenders, however these options for a smartphone under 20k are more preferred for everyday use.
  • Brands like realmi or redmi have units overloaded with features.

Best Android Phone Under 20k

The smartphone market today offers a wide range of options. Smartphone prices range from as low as Rs 1000 to as high as Rs 1 lakh. To get high-end features, however, you do not need to spend a lot of money. You will be surprised at how many wonderful options you have when looking for the best android phone under ₹20,000 in India! Almost all top brands have the best mobile phones under ₹20,000, including Samsung, Xiaomi, Vivo, Motorola, and Oppo. The top brands on many e-commerce sites offer no-cost EMI plans on their smartphones, making purchasing a budget smartphone even easier. Our list of the top phones under ₹20,000 in India will help you make the right choice and purchase the smartphone of your dreams

Best Android Phone Under ₹20,000

01 Infinix Note 10 Pro

₹ 16,999
Display
6.95 touchscreen display
RAM
8 GB
Storage
256 GB
Battery
5000 mAh
Processor
2.05GHz octa-core MediaTek Helio G95
Camera
Rear 64MP, 8MP,2MP , 2MP
Front 16MP

On 7th June 2021, Infinix launched its Note 10 Pro smartphone. With a 6.95-inch touchscreen, this smartphone under 20k offers great viewing angles. MediaTek Helio G95, an octa-core processor, powers the Infinix Note 10 Pro to 2.05GHz. Featuring 8GB of RAM, it has a lot to offer and be a top contender of best android phone under ₹20,000. With 5000mAh battery powering the Infinix Note 10 Pro, the device runs on Android 11. Fast charging is supported by the Infinix Note 10 Pro.

WiFi, GPS, and USB Type-C are the connectivity options available on the Infinix Note 10 Pro. Fingerprint sensors are included on the phone along with the option of face unlock to provide the extra layer of security. The infinix smartphone price is quite a steal when you consider the features.

4.5

“The Infinix note 10 pro was just awesome. The storage is great, and the camera quality is amazing. I love it!”

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Mahmood Chaudhary

02 Samsung Galaxy A21s

₹ 14,650
Display
6.5" 720x1600 pixels
RAM
4 GB
Storage
64GB
Battery
5000 mAh
Processor
2GHz octa-core Samsung Exynos 850
Camera
Rear 48MP, 8MP,2MP , 2MP
Front 13MP

Launched on May 15th 2020, Samsung Galaxy A21s is a Samsung galaxy phone under ₹20,000. With a screen size of 6.50 inches and a resolution of 720x1600 pixels, this Samsung mobile 64GB offers an immersive touchscreen. The samsung a21s specs include an octa-core Exynos 850 processor with 2GHz clock speed. The Samsung Galaxy A21s is powered by Samsung’s inhouse processor. This Samsung mobile 64GB comes with 4GB of RAM. A non-removable 5000mAh battery powers the Samsung Galaxy A21s, which runs on Android 10 operating system. This smartphone supports Samsung's proprietary fast charging

Samsung a21s specs include the phone with 163.60 x 75.30 x 8.90mm dimensions (height x width x thickness). This Samsung Galaxy phone under ₹20,000 weighs 191.00 grams. The device was launched in three colours: white, black, and blue.

This version of Samsung mobile 64GB is efficient and cheap. Wi-Fi and Bluetooth are available on the Samsung Galaxy A21s, along with NFC. Fingerprint sensors are included on this Samsung galaxy phone under ₹20,000. With these specs this phone is a contender in the best phone under ₹20,000 for gaming

4.5

“The phone is fast and user-friendly. Nice Screen, and the camera quality is great too! It’s a sturdy phone as well, and it’s 10/10 from me.”

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Avantika Tiwari

03 RealMe Narzo 30 5G

₹ 15,999
Display
6.5" 1080x2400 pixels
RAM
4 GB
Storage
128GB
Battery
5000 mAh
Processor
MediaTech Dimensity 700
Camera
Rear 48MP,2MP,2MP
Front 16MP

The realme narzo 30 pro5g offers good hardware, but makes some compromises on some areas to achieve its goal. Full-HD+ display that refreshes at 90Hz gives the smartphone a vibrant, sharp appearance. The realme or redmi phones are overloaded with features, as proven by this unit. In combination with the MediaTek Dimensity 700 processor, the display of realme narzo 30 pro5g has a 180Hz touch registering rate which is rare even among the best android phone under ₹20,000. The realme narzo 30 pro5g has the inhouse UI 2.0 which runs smoothly and comes with a number of preloaded apps from third-parties. Just like its predecessor, the realme narzo 30 pro5g isn't equipped with an ultra wide angle camera, however it was in the earlier Narzo 20 series. The 2 MP monochrome camera is only available through Portrait mode that needs activation from the settings, two of the three rear cameras are accessible to the user. Despite its more affordable price, the realme narzo 30 pro5g offers a better video recording experience with 1080p @30fps. This smartphone under 20k has a good battery life, however charging realme narzo 30 pro5g with its 18W charger takes over an hour. Packed with features, it is considered as the best phone under ₹20,000 for gaming.

4.5

“Amazing camera quality, especially loved the AI feature. Has a long battery life and charges very fast. One of the best android phones under ₹20,000”

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Megha Narine

04 Oppo A5

₹ 15,990
Display
6.2" IPS LCD 720x1600 pixels
RAM
4 GB
Storage
32GB
Battery
4230 mAh
Processor
Qualcomm Snapdragon 450 Octa Core
Camera
Rear 13MP, 2MP
Front 8MP

Oppo's A5 has been available since July 2018. Its dual camera and memory are among its best features, as well as its long-lasting battery and smooth UI transitions. It also has facial unlock, an efficient and accurate feature that works only by saying hello to the phone. As a result, you will not have to worry about using the phone while wearing gloves or while wet. This phone comes in two variations: a 4GB RAM model with 64GB of internal storage, and a 3GB RAM model with 32GB of internal storage. You can choose from trendy colors like diamond blue or diamond red. The a5 oppo price is just shy of 16k which makes it a very affordable phone packed with excellent features. This is one of the snapdragon phone under ₹20,000.

4.5

“Wonderful mobile which has all the latest phone features. Best smartphone under 20k”

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Mitesh Srinivas

05 Moto G60

₹ 17,999
Display
6.80" 1080x2460 pixels
RAM
6 GB
Storage
128 GB
Battery
6000 mAh
Processor
Qualcomm Snapdragon 732G
Camera
Rear 108MP, 8MP,2MP
Front 32MP

Featuring a 108 MP camera for the first time, the moto g60 5g is one of the best android phone under ₹20,000. It is priced highly when one considers the features. With a thickness of 9.8mm and a weight of 225g, the moto g60 5g is a bulky and big phone. The moto g60 5g is difficult to use single-handed due to its dimensions. It is a snapdragon phone under ₹20,000 featuring the 732G processor. This 6gb ram mobile low price option has a 6.8-inch LCD screen with a 120Hz refresh rate. This smartphone under 20k has a 32-megapixel selfie camera built into its top hole punch. The moto g60 5g has a 1080x2460 pixels screen and is run by a 732G processor. The moto g60 5g comes with Android 11 and Facebook pre-installed.

4.5

“Nice phone, and has best in class camera. Also has great battery performance too. Loved it”

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Sahil Mammen

06 Samsung Galaxy F62

₹ 20,499
Display
6.7" 1080x2400 pixels
RAM
6GB
Storage
128 GB
Battery
7000 mAh
Processor
Exynos 9825 SoC
Camera
Rear 4MP, 12MP,5MP , 5MP
Front 32MP

With the Samsung Galaxy F62, the company has another contender for the best android phone under ₹20,000. The Samsung galaxy phone under ₹20,000 from the powerful F series has some excellent features. In spite of its plastic back and frame, this phone feels sturdy nonetheless. It's a thick phone measuring 9.5mm in width, and weighs 218g. This cell phone's main feature is the Exynos 9825 SoC.

There are no problems with the One UI, switching between applications is quick, and the phone doesn't heat up much even when used for longer periods. The games also run smoothly. This Samsung Galaxy phone under ₹20,000 offers excellent battery life. Despite heavy use, its 7,000mAh battery usually lasts for a full two days

This Samsung galaxy phone under ₹20,000 is a 6gb ram mobile low price phone which is worth considering if you want to use it for long periods of time even with heavy usage.

4.5

“Good samsung galaxy phone under ₹20,000. Battery can last upto 1.5 days with moderate use. Camera captures the each color beautifully. Sound clarity during calls is superb”

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Tushar Singh

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07 Oppo F19

₹ 18,990
Display
6.43" 1080x2400 pixels
RAM
6 GB
Storage
128 GB
Battery
5000 mAh
Processor
octa-core Qualcomm Snapdragon 662
Camera
Rear 48MP, 2MP,2MP
Front 16MP

In April 2021, Oppo launched the F19 smartphone. Featuring a 6.43-inch touchscreen display resolution of 1080 by 2400 pixels and a 20:9 aspect ratio, the phone offers a good display. A snapdragon phone under ₹20,000 featuring the Qualcomm Snapdragon 662 powers this Oppo F19 smartphone. This device is also packed with a 6 GB Ram. With a 5000mAh battery, Oppo F19 is powered by Android 11 operating system. With the Oppo F19, you can also take advantage of proprietary fast charging.

Aside from Wi-Fi and GPS, the Oppo F19 offers Bluetooth v5.0, USB Type-C, Bluetooth, 3G, and 4G (with Band 40, used by few LTE providers in India). Aside from accelerometers, magnetometers, gyros, ambient light sensors and proximity sensors, this smartphone under 20k also features an in-display fingerprint sensor. The phone features a face unlocking system. This 6gb ram mobile low price is one of the best designs available.

4.5

“The phone is awesome. Looks very stylish. The display is also great. Overall satisfied with this phone”

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Azhar Sodhani

08Realme 8 Pro

₹ 17,999
Display
6.4" 1080x2400 pixels
RAM
6 GB
Storage
128 GB
Battery
4500 mAh
Processor
Qualcomm Snapdragon 720G processor
Camera
Rear 108MP, 8MP,2MP , 2MP
Front 16MP

Realme 8 Pro features a bold design and replaces Realme 7 Pro. It is a slim device when compared to its predecessor. To keep up the aesthetics the smartphone is available in flashy colours. In the top left corner, it has an excellent lens for it’s selfie camera. The display measures 6.4 inches. The touchscreen is full-HD+ with a fingerprint scanner integrated into the display. It is a snapdragon phone under ₹20,000 featuring a Qualcomm Snapdragon 720G processor, 6GB/8GB of LPDDR4X RAM, and UFS 2.1 storage.

This phone has a decent battery life, which lasts for more than 26 hours during the HD video test. Within 30 minutes, the phone can reach 75 percent with the in-box 50W charger. These features make it a contender for the best android phone under ₹20,000.

4.5

“Superb camera and the phone has super fast charging. Outstanding value for money”

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Rohini Chaudhary

09 Vivo V20 SE

₹ 19,990
Display
6.44" 1080x2400 pixels
RAM
8 GB
Storage
128 GB
Battery
4100 mAh
Processor
Qualcomm Snapdragon 665
Camera
Rear 48MP, 8MP,2MP
Front 32MP

In September 2020, Vivo released the V20 SE smartphone. This is a snapdragon phone under ₹20,000 which houses the Qualcomm Snapdragon 665 octa-core processor. 8 GB of RAM is on board. A 4100mAh removable battery powers the Vivo V20 SE, which runs on Android 10. It is compatible with Vivo's proprietary fast charging technology

Besides Wi-Fi and GPS, the Vivo V20 SE has Bluetooth v5.0, Type-C USB, an FM radio, 3G, and 4G. The phone is equipped with a compass/ magnetometer, proximity sensor, accelerometer, ambient light sensor, and fingerprint sensor that is in-display. With the Vivo V20 SE, you can unlock your phone by using your face. It is one of the contenders of vivo best mobile under ₹20,000.

4.5

“Excellent product. Fully satisfied. One of vivo’s best mobiles under ₹20,000”

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Saurabh Agrawal

10 Xiaomi Redmi Note 10 Pro Max

₹ 19,999
Display
6.67" 1080x2400 pixels
RAM
8 GB
Storage
64 GB
Battery
5020 mAh
Processor
Qualcomm Snapdragon 732G- Octa-core
Camera
Rear 108MP, 8MP,5MP , 2MP
Front 16MP

With attention-grabbing specifications, the redmi 5g phones under ₹20,000 are gaining traction among the mainstream. With a 108 MP camera, the Redmi Note 10 Pro Max stands as the best redmi 5g phones under ₹20,000. In addition to its full-HD+ 6.67-inch display with 120Hz HDR10 support, this phone has front camera that’s integrated to it, which is vibrant, bright, and crisp. The phone features an 8GB RAM and 128GB internal storage option with these redmi 5g phones under ₹20,000 the phone runs its core with the Qualcomm Snapdragon 732G SoC. You will also find a 33W charger along with the 5020mAh battery. Daytime shots with the primary 108 MP camera of these redmi 5g phones under ₹20,000 are good, but the pictures don’t feature sharp detail when the camera is pointed at distant objects.

With a 5 MP telemacro, you can get even closer and really get creative with your framing. In general, performance and battery life of these redmi 5g phones under ₹20,000 are good in everyday use. It gets a little warm when gaming. Redmi Note 10 Pro Max has a slim and lightweight body, which makes these redmi 5g phones under ₹20,000 handy and efficient. Its features classify it as one of the best android phone under ₹20,000

4.5

“Great battery back up and camera quality is quite good too. I am quite happy with it. Highly recommended”

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Anshu Puri

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11 Tecno Camon 17 Pro

₹ 19,999
Display
6.80" 1080x2460 pixels
RAM
8 GB
Storage
256 GB
Battery
5000 mAh
Processor
2MediaTek Helio G95
Camera
Rear 64MP, 8MP,2MP , 2MP
Front 48MP

The tecno camon price makes it a competitor for brands like realme or redmi. Launched on 7th May 2021, the Tecno Camon 17 Pro smartphone is among the best android phone under ₹20,000. The Tecno Camon 17 Pro features a 6.80-inch display resolution of 1080x2460 pixels and a 395 pixels per inch pixel density. This phone is powered by 8GB of RAM, and in addition to running Android 11, the Tecno Camon 17 Pro also features a 5000mAh battery. This phone supports Tecno's proprietary fast charging.

In addition to Wi-Fi, GPS, and USB Type-C, the Tecno Camon 17 Pro offers 3G and 4G connectivity options. The phone features a fingerprint sensor. The tecno camon price is just shy of 20k. The features also earn it the best phone under ₹20,000 for gaming title.

4.5

“Awesome phone with 8 GB ram. Very happy and excited with the camera quality. Go for it!”

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Kirti Mangat

12 Poco X3

₹ 18,999
Display
6.67" 1080x2340 pixels
RAM
6 GB
Storage
64 GB
Battery
6000 mAh
Processor
Qualcomm Snapdragon 730G
Camera
Rear 64MP, 13MP,2MP , 2MP
Front 20MP

Poco x3 mobile phone’s release date was 22nd September 2020. Display resolution of 1080x2340 pixels is displayed on the poco x3 mobile phone's 6.67-inch touchscreen. Snapdragon 732G processor powers Poco X3. The poco x3 mobile phone comes with 6 GB of RAM. Android 10 powers the Poco X3, which is backed up by a 6,000mAh battery. A proprietary fast charging solution is available for Poco's X3.

Aside from Wi-Fi and GPS, there is NFC, Infrared, as well as USB Type-C, 3G and 4G networking on the poco x3 mobile phone. In addition to an accelerometer, gyroscope, proximity sensor, and fingerprint sensor, the poco x3 mobile phone also features an ambient light sensor. The 6gb ram mobile low price makes it a preferred choice among gamers.

4.5

“Very satisfied with what I got for the price I paid. Good camera for this price range. Battery lasted me 2 full days. One of the best phone under ₹20,000 for gaming”

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Kiran Boase

13iQOO Z3

₹ 19,990
Display
6.58" 1080x2408 pixels
RAM
6GB
Storage
128 GB
Battery
4400 mAh
Processor
Qualcomm Snapdragon 768G
Camera
Rear 64MP, 8MP,2MP
Front 16MP

Even though the iQoo Z3 is not a gamer-centric device, it offers a high processor for its price, and also looks good. The iQoo Z3 is a snapdragon phone under ₹20,000 powered by the Qualcomm Snapdragon 768G, a mid-range SoC that makes an appearance on such an affordable device. While this SoC has noticeable performance, it isn't a significant upgrade over its competitors. iQoo Z3 also comes with other hardware components that are interesting to explore. It has a triple-camera setup that works well in daylight, but struggles in low light. Using the included 55W charger, the battery charges to 100 percent in just 60 minutes. Due to its 180 Hz sampling rate, this 120 Hz LCD panel comes in handy for gamers. In addition to such an appealing price tag, iQoo seems to have a competitive advantage.

4.5

“Excellent phone! The UI is very good, clean and responsive! The specs are excellent, especially considering it’s a smartphone under 20k”

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Kalyan Yogi

14 Oppo A74 5G

₹ 17,990
Display
6.50" 1080x2400 pixels
RAM
6 GB
Storage
128 GB
Battery
5000 mAh
Processor
Qualcomm Snapdragon 480 SoC
Camera
Rear 48MP,2MP,2MP
Front 8MP

In terms of design, the Oppo A74 5G is fairly simple. Its plastic body is surrounded by thick borders around its display, and it's back has a plastic cover. This 6gb ram mobile low price device features a 6.5-inch full-HD+ LCD panel with a refresh rate of 90hz, which increases the overall performance of navigation and scrolling through lists. This smartphone is distinguished from its competition by its Qualcomm Snapdragon 480 SoC. Based on AnTuTu scores, it scores about the same as MediaTek's Dimensity 800U SoC. The phone has a good display, an interesting color scheme, decent app and gaming performance, and very good battery life. The phone features provided are quite sharp and good for the price range.

4.5

“Good and fluid performance with a great camera. Easily handles multiple tasks. Battery backup is excellent as well”

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Umesh Bhagat

15 Infinix Zero 8i

₹ 15,999
Display
6.85"
RAM
8 GB
Storage
128 GB
Battery
4500 mAh
Processor
MediaTek Helio G90T
Camera
Rear 48MP, 8MP,2MP
Front 16MP,8MP

Infinix has chosen MediaTek Helio G90T as the processor. The phone has 128GB UFS 2.1 storage and 8GB of RAM. On the Infinix Zero 8i, you will also get a triple-slot tray that permits you to use a microSD card and two Nano-SIM cards. With the fingerprint scanner and the face unlock feature, the phone unlocks pretty quickly. The experience with the Zero 8i is enhanced by its big display, which makes content more engaging. The high performance gives it the best phone under ₹20,000 for gaming title. The phone features dual front cameras and triple rear cameras. The infinix smartphone price is quite low as compared to its competitors and it presents its challenge with these features to be the best android phone under ₹20,000.

4.5

“The phone is very fast and it is the best phone under ₹20,000 for gaming and heavy usage. Very satisfied”

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Urmila Panchal

Comparison Table for Specifications

Device NamePrizeRamStorageProcessor
Infinix Note 10 Pro169998256MediaTek Helio G95
Samsung Galaxy A21s 64 GB 6 GB RAM14650464Exynos 850
RealMe Narzo 30 5g159994128MediaTek Dimensity 700
Oppo A5 32GB 4 GB RAM15990432Qualcomm Snapdragon 450
Motorola Moto G60179996128Qualcomm Snapdragon 732G
Samsung Galaxy F62204996128Exynos 9825
Oppo F19189906128Qualcomm Snapdragon 662
RealMe 8 Pro179996128Qualcomm Snapdragon 720G
Vivo V20 SE179908128Qualcomm Snapdragon 665
Xiaomi Redmi Note 10 Pro Max199998128Qualcomm Snapdragon 732G
Tecno Camon 17 Pro199998256MediaTek Helio G95
Poco X318999664Qualcomm Snapdragon 732G
iQOO Z3199906128Qualcomm Snapdragon 768G
Oppo A74 5G179906128Qualcomm Snapdragon 480
Infinix Zero 8i159998128MediaTek Helio G90T

Finance Options Available

  1. Loan

    Do you want the latest smartphone since you've had your eye on it for a while? There is no need to wait for months when you can easily purchase a smartphone through EMI. You can purchase a good smartphone for anywhere from Rs.10,000 to Rs.1,000,000. Instead of saving your hard-earned money for months or compromising on your choice of mobile, it is best to opt for a 0% down payment or EMI. Now it's easier than ever to get a mobile phone loan with various finance options. There are options to finance your mobile devices on EMI without credit card or debit card by using various platforms and purchasing Apple iPhones, Samsung, Motorola, Xiaomi, Vivo, Oppo, Honor and Realme

  2. Credit Card

    Purchasing phones using credit cards is also a great option where you can purchase the phones and pay back the amount within the stipulated time limit that has been set by your provider without any interest or you can go with an EMI with an interest whatever suits you best.

  3. Dhani One Freedom

    One of the best methods of purchasing phones under Rs. 20,000 is by using Dhani One Freedom. This is a non-banking service credit option. The card offers you a credit of upto 5 lakhs which you can repay within 60 days without any interest. The Dhani one Freedom Card doesn’t debit anything from your bank account and you just need your Aadhaar card to get the Dhani One Freedom card.